Your Security Is Important to Us!
Our Crosspoint team will never reach out to you to ask for personal, account, or membership information by email or phone. If you are asked for your personal or account information by email or over the phone, please reach out to us at 203-288-1695 and report it.
ATTENTION:
You are leaving the CrossPoint Federal Credit Union website.
The links to third-party websites are provided solely as a matter of convenience to the visitors of the CrossPoint FCU website. When you use a hyperlink to visit the website of another person or entity, you leave the Credit Union’s website. You will be subject to the privacy and security policies of the site you are entering.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Payment history
- Transaction history
- Credit history
- Account transactions
- When you are no longer a member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons CrossPoint FCU chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
For Our Everyday Business Purposes Such As:
- To process your transactions,
- Maintain your account(s),
- Respond to court orders and legal investigations,
- Report to credit bureaus
Does CrossPoint FCU share? Yes.
Can you limit this sharing? No.
For Our Affiliates Everyday Purposes
- Information about your transactions and experiences
- Information about your credit worthiness
Does CrossPoint FCU share? No.
Can you limit this sharing? We don’t share
For Our Marketing Purposes
- To offer products to you
- To offer services to you
- Respond to court orders and legal investigations
- Report to credit bureaus
Does CrossPoint FCU share? No.
Can you limit this sharing? We don’t share
For Non-Affiliates To Market You
Does CrossPoint FCU share? No.
Can you limit this sharing? We don’t share
For Joint Marketing With Other Financial Companies
Does CrossPoint FCU share? Yes.
Can you limit this sharing? No.
Who We Are
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Who Is Providing This Service
CrossPoint FCU means CrossPoint FCU Federal Credit Union.
What We Do
How Does CrossPoint FCU Collect My Personal Information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How Does CrossPoint FCU Protect My Personal Information?
We collect your personal information, for example, when you
- Apply for a loan
- Use your credit or debit card
- Make deposits or withdrawals from your account
- Give us your contact information
- Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can’t I Limit All Sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- CrossPoint FCU has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- CrossPoint FCU does not share with nonaffiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include Trustage and auto retailers.