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CrossPoint Federal Credit Union’s Personal Loans and Shared Secure Loans offer lower rates than most traditional lenders. Enjoy affordable rates and simple, flexible loan terms and be ready for life’s challenges and opportunities!
As the name suggests, our members can apply for a low-interest loan and may receive the needed funds with as little as a “signature.”
When you don’t want to exhaust your savings, you can borrow funds against your CrossPoint Federal Credit Union savings account, while continuing to build credit and earn interest. The hold on your savings (collateral) will be released as soon as loan is repaid. Terms for these low-interest loans are up to 60 months.