Routing Number: 211177133

Credit Cards

All Branches Will Be Closed Wednesday June 19 in Observance of Juneteenth. Bank 24/7 with online and mobile banking.

CrossPoint members can take advantage of our competitive Visa credit cards and increased their purchasing power.

Members can apply for these Visa credit cards online and enjoy low-interest rates and great credit card options right away. When you apply for a credit union Visa credit card, you also benefit from:

  • Competitively low-interest rates
  • Worldwide acceptance wherever you see the VISA logo
  • Opportunity to earn CrossPoint Federal Credit Union Visa Rewards
  • Only 1% fees on international travel
  • No conversion fees for international travelers
  • Online Visa credit card account management
  • Option to pay your Visa credit card bill directly from your CrossPoint Federal Credit Union account(s)
  • Lost or stolen Visa credit card reporting
  • Emergency Visa credit card replacement
  • Zero liability for unauthorized purchases
  • Transfer balances from other credit cards and save money – 0.00% interest for the first 12 months with only a 3.00% transfer fee.
  • Visit to redeem points for your Platinum Rewards Credit Card!

View Our Current Rates

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Visa Rate Disclosure

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Credit CardsAPR**
Visa® Platinum Credit Card11.50% - 17.50%^^
Visa® Platinum Share Secured Credit Card11.50% - 17.50%^^
Visa® Platinum Rewards Credit Card14.50% -20.50%^^
*APR = Annual Percentage Rate. ^ Rates are subject to change without notice. Rates based on terms and credit worthiness. “As Low as” reflects shortest term and A+ credit. ** Signature Loan Rates based on terms and credit worthiness. Other terms and rates available. ^^Rates may vary and are subject to change without notice. As of July 19, 2022, credit card rates are effective on all purchases, balance transfers, and cash advances. Payments do not include taxes and insurance. 0.00% Introductory APR for a period of 12 billing cycles on balance transfers made within the first thirty days after receiving your new Visa. After that, your APR will be 9.25 to 18.25%, based on card program and creditworthiness. This APR will vary with the market based on the Prime Rate. A Balance Transfer Fee of $25 or 3.00%, whichever is greater, will be applied to each balance transfer. Credit card approval depends on creditworthiness and other qualifications.
Home loans as low as
Personal loans as low as
Auto loans as low as
Visa Credit Card rate as low as