Routing Number: 211177133


Access your accounts 24/7 with online and mobile banking.

Enjoy convenient access to your money whenever you need it!

CrossPoint Federal Credit Union’s checking has convenient features such as no minimum open balance requirements, free online banking, cash back, Visa debit cards, and free-for-students. Scroll down to learn more about these reliable and secure options.

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Checking Accounts

Regular Checking
  • $20 initial deposit required to open the account
  • No minimum balance requirement after account opening
  • No direct deposit necessary
  • 8 FREE ATM transactions per month at CFCU, SUM, or Co-Op networks ATMs
  • FREE online banking
  • Visa® debit card available (power to make purchases wherever Visa® is accepted)
  • First order of 50 checks FREE
  • Free bill payment services (requires $500 minimum daily balance for the statement cycle)

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Student Checking
  • Exclusive for students aged 18-25 with current student identification card AND either a driver’s license, state identification, social security card, passport, or birth certificate
  • $50 initial deposit required to open the account (plus $5 to open a required regular share account).
  • No minimum balance requirement after account opening
  • No monthly fee
  • No direct deposit requirement
  • 15 free ATM transactions per month at CFCU, SUM, or Co-Op Network ATMs
  • Free Visa® debit card available
  • First order of 50 checks FREE

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CrossPoint Plus Checking Account
  • Ideal for individuals with direct deposit of $500 or more per month (and who will make a minimum of 15 point-of-sale (POS) debit transactions of at least $4.99 per month).
  • $20 initial deposit required to open the account
  • No minimum balance requirements apply to this account
  • No transaction limitations apply to this account unless otherwise stated in the Common Features section.
  • Free debit card with EMV chip
  • Surcharge-free ATM transactions at SUM and co-op network
  • Free mobile banking and Remote Mobile Deposit
  • Free official Third-Party Check (one per month)
  • No monthly service fees
  • No minimum balance
  • 2% cash back on POS debit transactions (up to $6.00 per month)
  • Overdraft protection is available
  • .25% off Auto and Personal Loans with automatic payment from CrossPoint Checking account
  • Monthly Statements are received by e-statements

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Apply in person at any CrossPoint Federal Credit Union branch during regular business hours or click below to complete an online application. When complete, you will receive a confirmation email with a link to verify your email address.

If you live, work, worship or learn anywhere in New Haven County, we welcome you to call us or click here with questions on any CrossPoint checking, savings, Visa credit card, HELOC, home loan or car loan program. CrossPoint Federal Credit Union is proud to serve New Haven, Waterbury, Wallingford, Meriden, Ansonia, Beacon Falls, Bethany, Branford, Cheshire, Derby, East Haven, Guilford, Hamden, Madison, Middlebury, Milford, Naugatuck, North Branford, North Haven, Northford, Orange, Oxford, Prospect, Seymour, Southbury, West Haven, Wolcott, Woodbridge.

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