First-Time Car Buyers Program

Cruising the Crossroads with CrossPoint: First-Time Car Buyers Program

At CrossPoint FCU, we know buying your first car is a big deal, so our First-Time Car Buyers Program is built just for you. We’re here to make that exciting leap into car ownership as easy as possible—no credit history needed! With CrossPoint, you’ll have a supportive team, flexible options, and guidance to help you cruise through every step of the journey.

Eligibility

• No Co-Signer or Credit History Needed
  Perfect for those building their financial independence, our program requires no co-signer and no prior credit history.
• Employment Stability
  With 12 months of consecutive employment (proof may be requested), you’re on the road to eligibility.
• Meeting Financial Criteria
  Our debt-to-income requirements ensure you’re cruising comfortably within your budget.
• First-Time Car Buyers Only
  This program is tailored for those with no previous auto loans, making it ideal for new buyers.
• Effortless Payments
  Enjoy peace of mind with automatic payments set up directly from your CrossPoint Checking account, helping you stay on track with ease.
• Buy with Confidence
  Purchases must be from a licensed Connecticut dealer, ensuring reliability and support—no private sales accepted.
• Two Personal References
  Just two references are needed to complete your application, making the process smooth and easy.

Cruising the crossroads of life is easier with CrossPoint by your side! Our First-Time Car Buyers Program is here to make your journey into car ownership both smooth and rewarding. Visit us today to get started on the road to independence!