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By giving you three unique Visa® credit card options to choose from, Crosspoint Federal Credit Union makes it easy to simplify your spending and expand your purchasing power.

Take advantage of benefits that include:

  • Competitive rates
  • Worldwide acceptance wherever you see the VISA logo
  • Opportunity to earn CU Rewards
  • 1% fees on International travel
  • No conversion fees for international travelers
  • Online account management
  • Option to pay your bill directly from your CFCU account(s)

As a VISA cardholder, you also enjoy enhanced security thanks to:

  • Lost or stolen card reporting
  • Emergency card replacement
  • Zero liability for unauthorized purchases

Crosspoint VISA Options

Card Type Maximum Credit Limit APR**
Visa Platinum $10,000* 8.50% to 14.50%
VISA Platinum Rewards (with CU Rewards Program) $25,000* 11.50% to 17.50%
VISA Platinum Secured (credit limit secured by special savings deposit) $5,000* 8.50% to 14.50%

*for qualified applicants

**APR = Annual Percentage Rate

Rates may vary and are subject to change without notice. As of March 1, 2019, credit card rates are effective on all purchases, balance transfers, and cash advances. Payments do not include taxes and insurance. 0.00% Introductory APR for a period of 12 billing cycles on balance transfers made within the first thirty days after receiving your new Visa. After that, your APR will be 8.25 to 18%, based on card program and creditworthiness. This APR will vary with the market based on the Prime Rate. A Balance Transfer Fee of $25 or 3.00%, whichever is greater, will be applied to each balance transfer. Credit card approval depends on creditworthiness and other qualifications.

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