The Boards of Directors of both credit unions and our regulators have approved the merger. The final decision is now up to our members, which is determined by a membership vote. We hope you give your approval for this exciting partnership.

All eligible members have been sent voting materials by email or U.S. postal mail from an independent ballot firm that is conducting the vote. Completed ballots must be received by TIME on DATE, to be counted. To vote, members can do any of the following:

Vote Online: Click the Vote Now button below to vote online before 5pm on 11/19/25.

Vote Now

The member letter, Notice of Meeting, financials, and ballot that were mailed to the membership are available here. Click to download.

Vote by Mail: If you received your ballot by mail, you can vote online OR complete and return your ballot in the postage-paid return envelope provided in the voting packet so it is received by the independent ballot firm no later than 5pm on 11/19/25.

Vote in Person: Members can vote during a Special Member Meeting at 4:30pm on 11/19/25 at Devonshire Hall. This meeting is the last opportunity to cast your vote.

Primary accountholders as of June 30th, who are at least 18 years old are eligible to vote and have been sent voting materials by email or U.S. postal mail.

If you are a primary CrossPoint accountholder as of June 30th, who is 18 years or older and didn’t receive a ballot, you can vote online here. If you would prefer to vote by mail, please visit a branch to pick up a replacement ballot that you can fill out and mail to the balloting firm.

The Special Member Meeting will be held at 4:30pm on 11/19/25 at Devonshire Hall. The Special Member Meeting is the last opportunity for you to ask questions about the proposed merger and cast your vote.

You do not need to attend the Special Meeting to vote. You can vote online or complete/mail your ballot in the pre-addressed, postage-paid envelope included in your voting packet so it is received by 5pm on 11/19/25, and your vote will be counted.

To preserve the integrity of the vote, branches cannot accept ballots or mail ballots for members. You can vote online or return your ballot in the pre-addressed postage-paid envelope that was included in your voting packet. Please visit a branch if you need a replacement ballot or return envelope.

Members who have more than one account number using the same social security number or tax identification number will receive one ballot and vote once.

All qualified ballots will be tallied and the final results announced before the end of the Special Member Meeting. Following the meeting, the results of the vote will be sent to you as well as published on our website and in our branches.

Assuming members approve the merger on 11/19/25, we will officially be a merged organization on TBD. However, nothing will change for members until we combine our credit union systems, estimated for April 2026.

Very simply, we want to bring members more from their credit union — more branches, more products and services, and more convenience. We know it would take us years to grow to the point where we could offer members all the benefits this partnership will immediately bring. Together, we can offer you much more from your credit union – with the same personal service, commitment to our community, and cooperative heritage.

Founded in 1936, Nutmeg is a federally insured, full service $700 million Connecticut credit union with 8 community branches and an excellent capital ratio. Nutmeg is one of the strongest credit unions in the state, providing safety and security for your accounts with shared cooperative values and a deep commitment to its members and communities.

This exciting partnership is solely to benefit you. After the merger is complete, members will have 12 branches, 30,000+ fee-free ATMs, and many new products and services members have been asking for — including more checking options, new loan options, financial planning, insurance services, and business banking, to list just a few benefits.

Nutmeg CEO John Holt will be CEO of our combined credit union. CrossPoint CEO Darlene White will remain with the combined credit union, working with John in a strategic advisory leadership role.

Our branches and ATMs will remain open with the same team members, dedicated to serving the needs of our members and communities, just as we do today.

Our desire is to retain all staff with our combined credit union following integration and we are not planning job cuts or layoffs.

You will see the same friendly faces with the same personal service. The reason our two cooperative credit unions are proposing this partnership is to better serve our member-owners and your unique needs.

You will have many more products and services to choose from after the merger. We will send you detailed information about all the new products and services available to you after all approvals have been received.

Your accounts will remain safe, sound and federally insured through the National Credit Union Share Insurance Fund, a U.S. Government Agency, just as they are today.

We will continue to operate under the CrossPoint name until we combine our credit union core systems, which we estimate would be in April 2026. After that, we plan to transition to the Nutmeg name.

Not yet. We’ll let you know as soon as these branches and new services are available for you to use after we integrate our credit union systems.

We will take the time to ensure the integration between our credit unions is as seamless as possible so you can conduct business as you always have – with many more products and services to choose from.