Your first home. Your dream home. Your forever home. No matter what stage of homeownership you’re in, CrossPoint Federal Credit Union is here to help make your dreams a reality.


We want to help you finance the perfect home for you. Or, maybe you’re looking to refinance your home. Regardless of your need, CrossPoint is there.


Find your way home with CrossPoint Federal Credit Union.

CrossPoint Perks


Through our partnership with Allanach/Mortgage Group Corporation, our streamlined, online loan application process and quick approval turnarounds can make your next home purchase, or your first, simple! We offer conventional fixed or adjustable rate mortgages as well as VA, FHA and USDA government programs. Our offerings come with options that include 100% financing, low down payments and generous advances. View todays rates. For questions or to apply today, please contact our team of loan experts at 203.288.1695.

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Home Equity Loans

Improving your home is a worthwhile investment, but it can still be expensive. If youre looking to build an addition, install a new roof, or complete some much-needed renovations, our Home Equity Loans may be your best financing solution.

With a CrossPoint Home Equity Loan, you can borrow money by leveraging the equity youve accumulated through the years. We offer the stability of a fixed interest rate and deliver a lump sum, which must be paid back over a set term.

Home Equity Line of Credit (HELOC)

With a Home Equity Line of Credit, you obtain pre-approval for a set amount, and you enjoy the flexibility of withdrawing the money only when you need it. Monthly payments are based on the amount borrowed and the current interest rate.

HELOCs offer a convenient way to pay for short-term, recurring costs, such as college tuition payments.

Home Equity For Seniors (HECM)

If you are 62-years-old or older, a Home Equity Conversion Mortgage (HECM) combines a Home Equity Loan and a Home Equity Line of Credit to provide an incredibly valuable benefit – NO monthly payments! This Safe Government FHA loan gets paid back when you move or pass away. Fixed-rate and adjustable-rate options are available.


A HECM from CrossPoint Federal Credit Union gives you a convenient way to pay for expenses like taxes, medical expenses, credit card debt, and home maintenance expenses. As an additional perk, HECMs Line of Credit can grow tax-free over time. See credit union for details.

Home Equity Loan for Secondary Residence or Investment Property

CrossPoint FCU now offers secondary and/or investment property loans for those members who own a home. Members can use the money to buy a second home or an additional investment property, including residential properties, remodeling, and vacation properties. To learn more, please contact your local CrossPoint Federal Credit Union branch or call 203-288-1695.

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