Enjoy convenient access to your money whenever you need it!

CrossPoint Federal Credit Union’s checking has convenient features such as no minimum balance requirements, free online banking, Visa debit cards, and free-for-students. Scroll down to learn more about these reliable and secure options.

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Checking Accounts

Regular Checking

$20 initial deposit required to open the account (plus $5 to initiate Credit Union – Membership).
No monthly service fee
No minimum balance requirement after account opening
No direct deposit necessary
8 FREE ATM transactions per month at CFCU, SUM, or Co-Op networks ATMs
FREE online banking
Visa® debit card available (power to make purchases wherever Visa® is accepted)
First order of 36 checks FREE
Free bill payment services (requires $500 minimum daily balance for the statement cycle)

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Student Checking

Exclusive for students aged 18-25 with current student identification card AND either a driver’s license, state identification, social security card, passport, or birth certificate
No monthly service fee
$20 initial deposit required to open the account (plus $5 to initiate Credit Union Membership).
No minimum balance requirement after account opening
No direct deposit requirement
15 free ATM transactions per month at CFCU, SUM, or Co-Op Network ATMs
Free Visa® debit card available
First order of 36 checks FREE

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CrossPoint Plus Checking Account

Ideal for individuals with direct deposit of $500 or more per month (and who will make a minimum of 15 point-of-sale (POS) debit transactions of at least $4.99 per month).
No monthly service fee
$20 initial deposit required to open the account (plus $5 to initiate Credit Union Membership).
No minimum balance requirements apply to this account
No transaction limitations apply to this account unless otherwise stated in the Common Features section.
Free debit card with EMV chip
Surcharge-free ATM transactions at SUM and co-op network
Free mobile banking and Remote Mobile Deposit
Free official Third-Party Check (one per month)
No minimum balance
2% cash back on POS debit transactions (up to $6.00 per month)
Overdraft protection is available
.25% off Auto and Personal Loans with automatic payment from CrossPoint Checking account
Monthly Statements are received by e-statements

Open an Account

Apply in person at any CrossPoint Federal Credit Union branch during regular business hours or click below to complete an online application. When complete, you will receive a confirmation email with a link to verify your email address.

If you live, work, worship or learn anywhere in New Haven County, we welcome you to call us or click here with questions on any CrossPoint checking, savings, Visa credit card, home equity line of credit, home loan or car loan program. CrossPoint Federal Credit Union is proud to serve New Haven, Waterbury, Wallingford, Meriden, Ansonia, Beacon Falls, Bethany, Branford, Cheshire, Derby, East Haven, Guilford, Hamden, Madison, Middlebury, Milford, Naugatuck, North Branford, North Haven, Northford, Orange, Oxford, Prospect, Seymour, Southbury, West Haven, Wolcott, Woodbridge.

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ATTENTION:

Checking

Enjoy convenient access to your money whenever you need it!

Join Today!

Open an Account Online

Checking Accounts

Apply in person at any CrossPoint Federal Credit Union branch during regular business hours or click below to complete an online application. When complete, you will receive a confirmation email with a link to verify your email address.