Opening your heart and home to a child is one of the most incredible things you’ll ever do! While the unconditional love you offer is priceless, the adoption process often involves significant expense. CrossPoint Federal Credit Union understands that you may not have the funds available to cover all the adoption-related costs up front, and we don’t think your compassion should be limited by your finances. That’s why we are committed to providing affordable solutions that make it easier for you to give your new child the loving family they deserve.
Personal Loans
Whether you’re adopting domestically or internationally, you’ll likely encounter fees for applications, licensing, home studies, and more. If you already have money set aside but need a little help covering these miscellaneous fees, a CrossPoint personal loan is a smart solution. As a CFCU member, you can take advantage of loans that offer low rates and flexible terms.
Home Equity Loans
If you own your house, leveraging your home equity is a sensible way to obtain the adoption funds you need without completely restricting your cash flow. We offer loan programs with fixed or adjustable rates, as well as home equity lines of credit (HELOC). Contact us today to find the program that’s best for your situation.
Savings Accounts
With all the planning that goes into adopting a child, it’s easy to think of Adoption Day as the finish line. While it is indeed a milestone worth celebrating, that monumental day also marks the start of your life together. Opening a CrossPoint savings account is an excellent way to teach your child smart financial habits and help them plan for future expenses like college, weddings, or adoptions of their own.